401(k), 457, 403(b) and IRA Rollover

401(k), 457, 403(b) and IRA Rollover

If you have changed jobs or retired, the previous employer savings plan (i.e., 401(k), 403(b), government 457, Thrift Savings Plan, etc) can be rollover to a new IRA.  IRA allows your money continue to grow tax-deferred until you withdraw it from the account.  An IRA also gives you variety of choices for you to grow your money.  We mostly using Fixed Indexed Annuity because of its important features that other financial products do not have:  
  • Principal Protection: your hard earned money is guaranteed protected from down market.  
  • Growth Potential:  opportunity to grow when market is up.
  • Multiple Interest Crediting options:  wide selections of interest crediting options to choose.
  • Guaranteed Income For Life:  optional benefit that guaranteed lifetime "paycheck" for you or a joint life payout for you and your spouse.   
  • May Avoid Probate:  If a contract owner dies during the accumulation or distribution phase, the annuity guarantees direct payment to the named beneficiary.
  • Instant Bonus 2% - 10% : some insurance companies are offering incentive bonus to open a new IRA account.  The bonus is immediately credited to your account which gives you an opportunity to earn additional interest.

If you are not happy with your old IRA, rollover your old IRA may be appropriate for you.  IRS has limitation to all IRA owners are able to make only ONE tax free IRA to IRA rollover in a one year period (12 months from the date of funds received.)  
Most people spent 25 to 30 years of their life time to accumulate their retirement account.  In fact, their retirement account might be the second biggest asset besides their house.  Principal protection is the number one concern for our clients.  We have protected numerous clients hard earned money when market crashed in 2008.  They have been benefited when the market is up and locked in the growth.  We can help you protect your nest of eggs.  If you are interested to find out how to protect your hard earned money with growth potential, also optional Guaranteed Lifetime Income benefits, call us today for a FREE consultation.  

Complete the details below to get your free consultation.
(949) 385-3688
​​Brea Office:
135 South State College Blvd
Suite# 200
Brea, CA 92821​

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5948 Temple City Blvd
Temple City, CA  91780

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300 Corporate Pointe
Suite #250
Culver City, CA 90230
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