GAC FINANCIAL & INSURANCE SERVICES
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Principal Protection & Growth Potential Retirement Strategy

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Principal Protection & Growth Potential Retirement Strategy

​Market losses require exponentially higher market gains to recuperate (i.e. -30% loss needs 42.9% return to "break even" after 1 year).  Sometimes, loss can be recuperated, but time cannot.  A fixed indexed annuity can help save years of recovery.  Unlike variable annuities, mutual funds or stocks, money held inside fixed indexed annuity is guaranteed protected from down market.  Fixed indexed annuity is an insurance product and designed for long term stability.  Guaranteed principal protection is an important factor to many retirees after the 2008 market crush.  Since 1995, millions of consumers have placed over $721 billion funds into fixed indexed annuities.  No policy owner has ever lost a penny due to market declines. In addition to protection of principal, bonus and interest credited to the fixed indexed annuity are also protected.  Indexing strategies are designed to generate interest credits based on the performance of the specific index.  The good news is that while you are not investing in the market directly, you are able to have the benefits of market-like growth without exposure to market loss.  Contract owners have variety of index-linked interest crediting strategies based on the performance of an external index (e.g. S&P 500®, ), many of which include a cap, participation rate, or margin (spread). Once interest is credited, it can never be decreased due to market volatility.  Your hard earned money will be protected and have growth potential.  Please check out our short videos of Fixed Indexed Annuity under Insurance tab.  As insurance companies continue to innovate and creating new retirement solutions, our advanced software monitoring over 800 best annuities from the top rated insurance companies.  Contact us today to find out if fixed indexed annuity is suitable for your low interest earning CD's or IRA's.  

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(626) 757-2948​
​Brea Office:
135 South State College Blvd
Suite# 200
Brea, CA 92821​

​Temple Office:
5948 Temple City Blvd
Temple City, CA  91780

Culver Office:
300 Corporate Pointe
Suite #250
Culver City, CA 90230
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GAC Financial & Insurance Services ​
CA license # 0E05679
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​​​Office Hours:
​Mon - Fri 9:30 to 5:30pm  
Sat: By Appointment Only
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Brea Office:
​135 South State College Blvd
Suite# 200
Brea, CA 92821
​​​Culver City Office
300 Corporate Pointe,
Suite #250
​Culver City, CA 90230
Temple City Office
​5948 Temple City Blvd
Temple City, CA  91780
Raymond Lin and GAC Financial & Insurance Services Inc take no responsibility for the accuracy of the content contained herein. Information provided is not intended as tax or legal advice, and should not be relied on as such.  You are encouraged to seek tax or legal advice from an independent professional. Indexed or fixed annuities are not designed for short term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract. Guarantees are backed by the financial  strength and claims paying ability of the issuer. 
Past index performance is no guarantee of future results.
CA Insurance License: 0E05679
  • Home
  • Strategies
    • Guaranteed Lifetime Income Planning
    • IRA, Annuities, and 401(k) Maximization
    • RMD Maximization
    • 401(k), 457, 403(b) and IRA Rollover
    • Principal Protection & Growth Potential Retirement Strategy
    • Charitable Gifting and Wealth Transfer
    • Life Insurance Premium Financing Strategy
    • Estate Planning
    • Selling Your Unneeded Life Insurance Policy
  • Service
    • Life Insurance Premium Financing
    • Life Settlement
    • Professional Partnership
    • Charity Support
    • Free 2nd Opinion
    • Policy Services
    • Contact My Carrier
  • Best Rates
    • Best Annuity Rates
    • Fixed Indexed Universal Life
    • Fixed Indexed Annuity
    • Bonus VS No Bonus
  • About
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Newsletter Signup
    • Privacy
  • Contact