GAC FINANCIAL & INSURANCE SERVICES
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Bonus VS No Bonus 

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What is Bonus VS No Bonus ?

​Some insurance companies are offering bonus for consumers to purchase their life insurance or fixed indexed annuity products.  These bonus can be range from 2% to 10%.  The bonus can be upfront or has to be vested for minimum 10 years.  The bonused insurance products will have a higher surrender charge, longer surrender charge period, lower future earning potential (i.e. lower cap, lower participation rate, or higher margin) than the non-bonused insurance products.  To find out details about 2% to 10% bonus products comparing non-bonus products, please call us for a free consultation so you can make an informative decision.  
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(949) 385-3688
​​Brea Office:
135 South State College Blvd
Suite# 200
Brea, CA 92821​

​Temple Office:
5948 Temple City Blvd
Temple City, CA  91780

Culver Office:
300 Corporate Pointe
Suite #250
Culver City, CA 90230
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GAC Financial & Insurance Services ​
CA license # 0E05679
​
​​​Office Hours:
​Mon - Fri 9:30 to 5:30pm  
Sat: By Appointment Only
​

(949) 385-3688
​Click Here to Email Us

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Brea Office:
​135 South State College Blvd
Suite# 200
Brea, CA 92821
​​​Culver City Office
300 Corporate Pointe,
Suite #250
​Culver City, CA 90230
Temple City Office
​5948 Temple City Blvd
Temple City, CA  91780
Raymond Lin and GAC Financial & Insurance Services Inc take no responsibility for the accuracy of the content contained herein. Information provided is not intended as tax or legal advice, and should not be relied on as such.  You are encouraged to seek tax or legal advice from an independent professional. Indexed or fixed annuities are not designed for short term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract. Guarantees are backed by the financial  strength and claims paying ability of the issuer. 
Past index performance is no guarantee of future results.
CA Insurance License: 0E05679
  • Home
  • Strategies
    • Guaranteed Lifetime Income Planning
    • IRA, Annuities, and 401(k) Maximization
    • RMD Maximization
    • 401(k), 457, 403(b) and IRA Rollover
    • Principal Protection & Growth Potential Retirement Strategy
    • Charitable Gifting and Wealth Transfer
    • Life Insurance Premium Financing Strategy
    • Estate Planning
    • Selling Your Unneeded Life Insurance Policy
  • Service
    • Life Insurance Premium Financing
    • Life Settlement
    • Professional Partnership
    • Charity Support
    • Free 2nd Opinion
    • Policy Services
    • Contact My Carrier
  • Best Rates
    • Best Annuity Rates
    • Fixed Indexed Universal Life
    • Fixed Indexed Annuity
    • Bonus VS No Bonus
  • About
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Newsletter Signup
    • Privacy
  • Contact