IRA, Annuities, and 401(k) Maximization

IRA, Annuities, and 401(k) Maximization

​Although annuities and IRAs are great products to accumulate funds for retirement, at death the value passed to heirs could be lost by 70% due to income and estate taxes.  If you do not need all the income generated from your annuity or IRA for retirement purposes, there are tax efficient ways to maximize the amount that will pass to your heirs at your death.  Example:  If you start taking withdrawals as permitted under your annuity contract or IRA to fund a life insurance policy, if structured properly, life insurance can be free from both income and estate taxes when pass to your heirs.  This strategy can help preserve the value of your IRA or even maximize it when transferred to your beneficiaries. We have helped numerous clients to maximize their IRAs and annuities from 2 to 10 times of its value when transferred their heirs.  We are partnering with over 30 top rated life insurance companies for the best life insurance products.  Please contact us for a FREE consultation and a quote.            

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(949) 385-3688
​​Brea Office:
135 South State College Blvd
Suite# 200
Brea, CA 92821​

​Temple Office:
5948 Temple City Blvd
Temple City, CA  91780

Culver Office:
300 Corporate Pointe
Suite #250
Culver City, CA 90230
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