About Our Agency

About GAC Financial & Insurance Services
About the Insurance Agency
Raymond Lin
  • California insurance licensed since 1999
  • Raymond has achieved international recognition four times as qualified member of Million Dollar Round Table (MDRT).
  • Proud member of National Ethics Association since 2015.
    Raymond Lin and his team of associates are specialize in:
  1. Retirement Asset Protection With Growth Potential.  Raymond has educated thousands of clients on how to capture the market up potential without market risk by using Fixed Indexed Annuity as a part of their retirement planning product.  This innovative retirement product also has the attractive feature is to provide guaranteed lifetime income to the clients.  Raymond using the advanced software to search over 1,000 Fixed Index Annuities with highest rate for clients to rollover their old or at risk IRAs / 401(k) / 403(b) / 457 and SEP. Clients whom owned Fixed Indexed Annuity have the opportunity to earn interest growth when market is up but no market risk when it is down. Principal, bonus, and profit are safe and secure guaranteed. Guarantees are backed by the financial strength and claims paying ability of the issuer.  Raymond partnered with over 35 financial strong and top rated insurance companies to ensure their clients' hard earned money will continue to grow inside a safe and secure product.  Clients could enjoy a peace of mind during their golden years.
  2. Life insurance premium financing strategy:  helping ultra high net worth clients to borrow money from banks and third party lenders to pay for their life insurance, so to free up their liquid cash to do other investments.  Living trust alone does nothing to reduce or eliminate estate taxes.      
  3. Life settlement: Most people owned life insurance don't realize the payment and coverage are NOT guaranteed.  They found their insurance policy is too EXPENSIVE or UNNECESSARY to keep.  Raymond can help them to sell their un-needed, unwanted, underperformed life insurance to financial institutions for a lump sum cash, which is more than the cash surrender value of their insurance policy. Raymond will search over 20 approved and licensed life settlement providers to bid for the highest offer.  Clients can use the money to purchase a new guaranteed life insurance policy, fund a long term care or annuity product, travel, or however they would like to do.
  4. IRA, 401(k), Annuities Maximization Strategy may help clients maximize their IRA, 401(k) or annuities up to 10 times for heirs or favorite charities, if they do not needed the money for their retirement living expenses.
​Since 1999, Raymond Lin have educated thousands of retirees and pre-retirees for better retirement planning and wealth maximization through innovative financial strategy with the best insurance products. Many of clients from Fortune 500 companies, successful real estate investors, athletes, doctors, government employees, Davita, UCLA medical center, Cedars-Sinai Medical Center, high net worth foreign national investors, and many more.

How can we help you today?
(949) 385-3688
​​Brea Office:
135 South State College Blvd
Suite# 200
Brea, CA 92821​

​Temple Office:
5948 Temple City Blvd
Temple City, CA  91780

Culver Office:
300 Corporate Pointe
Suite #250
Culver City, CA 90230
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